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Cryptomus alternatives for accepting crypto in your store

6 min read·Oct 13, 2026·Reviewed by the Vaultion Team

Cryptomus grew quickly as a crypto payment gateway with a low negotiated fee. In 2025 two things changed for merchants: WordPress.org closed its official WooCommerce plugin, and Canada’s financial-intelligence regulator issued the largest penalty in its history against the company. If you are re-thinking where your store’s crypto payments go, here are the alternatives and the trade-offs between them.

What happened to Cryptomus

On 18 April 2025 WordPress.org closed the official Cryptomus plugin for a guideline violation. The plugin is now downloaded from the Cryptomus dashboard instead, which means no WordPress.org review, no automatic updates from the directory, and no public changelog there.

In October 2025 FINTRAC, Canada’s financial-intelligence unit, announced a penalty of C$176,960,190 against Xeltox Enterprises, which operates as Cryptomus, for compliance failures including more than a thousand suspicious transactions it did not report. Earlier that year the British Columbia Securities Commission had issued a temporary order. None of this means a particular merchant’s funds are at risk, but Cryptomus is custodial: payments land in a Cryptomus business wallet and are withdrawn from there, so your revenue sits with the company until you move it.

What to look for in a replacement

Where the money goes. If you are leaving because you would rather not hold a balance with a payment company, look for a gateway that pays your own wallet directly.

How it is installed. A plugin listed on WordPress.org is reviewed, updates through your dashboard, and shows its update history and compatibility. That is a real advantage over a zip file from a vendor dashboard.

Coins and networks. Cryptomus buyers often pay in USDT. Make sure the replacement takes USDT on the network your buyers use, usually TRON, and USDC if you sell to buyers on Base or Solana.

Fees all in. Cryptomus starts new merchants at 2% and negotiates down. Compare the per-payment fee, payout and conversion fees, and any monthly cost.

The alternatives

Vaultion Payments is a free plugin on WordPress.org with no account, no API key and no approval step: paste a receiving address and the checkout is live. It takes USDT on TRON and Solana, USDC on six networks, plus BTC, ETH, LTC, SOL, TRX, POL and BNB, for 0.75% per payment with nothing monthly. On EVM networks, Solana and TRON buyers pay your wallet directly and the fee is split off in the same transaction; Bitcoin, Litecoin and the “Send to address” ETH option pass through a Vaultion deposit address and are forwarded after confirmation. It needs a USD store currency.

NOWPayments supports more than 300 coins, including USDT on TRC-20 and other networks, and pays out to your own wallet by default. It needs an account and an API key. Its pricing page lists a 1% fee while its fees article describes 0.5% without conversion, so confirm the rate for your setup.

Plisio lists a 0.5% fee on its gateway API, says no KYC is required for a basic setup, and has an official WooCommerce plugin on WordPress.org that was updated in February 2026. Its pages describe custody inconsistently, so check where your funds sit before you go live.

CoinGate charges 1%, requires business verification, holds payments in your CoinGate balance with weekly settlement, and pays out in EUR, USD or GBP under a MiCA licence. It does not list USDT, which matters if your buyers came from Cryptomus.

BTCPay Server is free and self-hosted, never touches your keys and needs no KYC. It is Bitcoin and Lightning first; USDT is available only through community plugins.

Something Cryptomus never had: escrow for big orders

Crypto payments cannot be charged back, which protects the merchant but makes some buyers wary of paying a new store a large amount up front. Vaultion Payments lets you offer escrow on those orders: the buyer’s USDC or USDT is held by a smart contract, not by Vaultion, until they confirm delivery or the review period ends. The buyer pays the escrow fee (4% below 500 USDC, 3% from 500, 2% from 5,000). Disputes go to Vaultion-assisted human arbitration, which is not decentralized: you are trusting Vaultion’s reviewers, and a separate guardian can pause a ruling but never redirect funds.

See it for yourself

Vaultion runs on a published, open-source contract that holds the funds — not Vaultion. You can read it and the locked balance on the block explorer before you send anything.

Frequently asked

Is the Cryptomus WooCommerce plugin still available?

Not on WordPress.org: the official listing was closed on 18 April 2025 for a guideline violation. Cryptomus distributes it from its own dashboard instead.

Why was Cryptomus fined?

In October 2025 FINTRAC announced a C$176,960,190 penalty against Xeltox Enterprises (Cryptomus) for anti-money-laundering compliance failures, including failing to report suspicious transactions. See FINTRAC’s notice for the details.

Which Cryptomus alternative accepts USDT on TRON?

Vaultion Payments and NOWPayments both accept USDT on TRON. CoinGate does not list USDT. BTCPay Server needs a community plugin for it.

Is there a Cryptomus alternative with no KYC?

Vaultion Payments needs no account at all, just a receiving address. BTCPay Server is self-hosted with no KYC. Plisio says basic setup needs no KYC. CoinGate and BitPay require business verification.

Switch your store’s crypto checkout in a minute

Install Vaultion Payments from WordPress.org, paste a wallet address, and take USDT, USDC and seven more coins. 0.75% per payment, no account, nothing monthly.

See Vaultion Payments Install free from WordPress.org

Not on WooCommerce? Add the same checkout with the escrow API →